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UK Tax Year 2026/27

Paycheck Planner Pro

A precise UK take-home pay calculator built for accountants. Workplace pensions, salary sacrifice, Scottish rates, and a clean branded PDF for the client file.

Maintained for the current UK tax year
Paycheck Planner Pro results breakdown showing take-home pay, income tax, NI and pension.

See it in 30 seconds

Gross-to-net, pension & salary sacrifice, full UK bands and a branded PDF — all in one short tour.

Everything a UK payroll calculation needs

Built from HMRC bands and thresholds, with the controls accountants actually want.

Gross → Net or Net → Gross

Flip the calculation either way — solve for required gross from a target take-home with one toggle.

Pension & salary sacrifice

Model employee and employer contributions, net-pay vs relief-at-source, and salary sacrifice arrangements.

Full UK breakdown

Income tax, National Insurance, student loan plans 1/2/4 and postgrad — for England, Wales and Scotland.

Branded PDF exports

Hand clients a polished report carrying your firm's logo, address and contact details.

A quick tour

Three short steps from gross salary to a client-ready report.

Step 1

Enter the salary

Gross or desired take-home, annual or per period, with region, tax code and student loan plan all in one panel.

  • Gross → Net and Net → Gross modes
  • Annual, monthly, 4-weekly or weekly inputs
  • England & Wales or Scottish rates
  • Standard L tax codes recognised
Salary input panel with gross amount, frequency, region, tax code and student loan.
Step 2

Layer in pension & sacrifice

Model both employee and employer contributions and choose between net-pay or relief-at-source, with salary sacrifice handled clearly.

  • Employee and employer percentages
  • Net-pay vs relief-at-source
  • Salary sacrifice arrangements
  • Auto-enrolment defaults built in
Pension and salary sacrifice panel with employee and employer contribution percentages.
Step 3

Read the breakdown — and export

A clear line-by-line take-home view with a branded PDF ready for the client file.

  • Income tax, NI, pension and student loan rows
  • Monthly, weekly and annual views
  • Branded PDF with your logo and details
  • Effective and marginal rate indicators
Take-home pay results card with line-by-line breakdown and a stacked bar chart.

Get Paycheck Planner Pro and the full library

Paycheck Planner Pro is included in every plan — alongside every other calculator and future tools.

Frequently asked questions

Quick answers on rates, rules and what's included.