A precise UK take-home pay calculator built for accountants. Workplace pensions, salary sacrifice, Scottish rates, and a clean branded PDF for the client file.

Gross-to-net, pension & salary sacrifice, full UK bands and a branded PDF — all in one short tour.
Built from HMRC bands and thresholds, with the controls accountants actually want.
Flip the calculation either way — solve for required gross from a target take-home with one toggle.
Model employee and employer contributions, net-pay vs relief-at-source, and salary sacrifice arrangements.
Income tax, National Insurance, student loan plans 1/2/4 and postgrad — for England, Wales and Scotland.
Hand clients a polished report carrying your firm's logo, address and contact details.
Three short steps from gross salary to a client-ready report.
Gross or desired take-home, annual or per period, with region, tax code and student loan plan all in one panel.

Model both employee and employer contributions and choose between net-pay or relief-at-source, with salary sacrifice handled clearly.

A clear line-by-line take-home view with a branded PDF ready for the client file.

Paycheck Planner Pro is included in every plan — alongside every other calculator and future tools.
Quick answers on rates, rules and what's included.